LightStream was an excellent Truist Bank department (previously SunTrust), a financial created inside 1872 and you may based into the Charlotte, New york
  • Repayment Words: twenty four so you're able to 144 months*
  • Amount borrowed: $5,100 so you're able to $one hundred,one hundred thousand

The firm shines on the race whilst even offers cost fund around $one hundred,one hundred thousand with APRs as low as 5.73% having autopay & advanced level credit without fees.

You'll need to features good-to-expert credit so you're able to qualify for a cost financing which have LightStream. Even if LightStream doesn't specify minimal credit rating, a good presumption is a score with a minimum of 680. Including your credit score, installment loan online California LightStream will additionally think about the amount of your credit score, just how much you've got available, if your revolving credit card debt is under control, plus amount of loans to help you continual income, one of additional factors.

We assessed the newest CFPB's user complaint database and discovered over step one,five-hundred issues about Truist Lender about cost fund from inside the early in the day 36 months. Which count was high as compared to others we evaluated, nevertheless the complaints i saw are not uncommon and you can relate mainly so you can difficulties taking funds, and then make payments, and you may credit rating discrepancies.